Personal Banking

Checking Accounts

Regular Checking

  • Non-Interest Bearing
  • Monthly Statement
  • No Transaction Limit
  • $5.00 Monthly Fee if Balance Falls Below $300.00
  • (Waived for Senior Citizens and Full-time Students)
  • ATM/Debit Card (Upon Approval)

NOW Checking

  • Interest Paid Monthly
  • Monthly Statement
  • No Transaction Limit
  • $6.00 Monthly Fee if Balance Falls Below $1,200.00
  • ATM/Debit Card (Upon Approval)

Super NOW Checking

  • Interest Paid Monthly
  • Monthly Statement
  • No Transaction Limit
  • $10.00 Monthly Fee if Balance Falls Below $2,500.00
  • ATM/Debit Card (Upon Approval)

Savings Accounts

Passbook Savings

  • Interest Paid Semi-annually
  • Statement at time Interest Paid or print Monthly with Checking Account
  • $5.00 Service Fee charged Semi-annually if Balance Falls Below $100.00
  • (Waived for Senior Citizens and Full-time Students)

Statement Savings

  • Required to have Checking Account with us
  • Interest Paid Semi-annually on Balance Tier
  • Statement prints monthly with Checking Account
  • $5.00 Service Fee charged Semi-annually if Balance Falls Below $100.00
  • (Waived for Senior Citizens and Full-time Students)

Christmas Club

  • Make 49 weekly payments of set amount, we will make 50th payment as an earnings payment.
  • Coupon Books or Automatic Transfers
  • Checks printed around November 1st

Bill Pay

NOW IT’S EVEN EASIER TO PAY YOUR BILLS.

Use the new home page dashboard and you will be able to:

    • PAY in just one click.
    • Find the person or company and enter the payment amount and date. Then select “Pay.”

  • VIEW all payees, upcoming bills and payment history.
  • ADD a new payee faster than ever.
  • Select the “Add a payee” button to add a person or company.
  • MAKE recurring payments and save time each month.
    • Simply select “Make it recurring” next to your payee.

Mobile/Text Banking

Mobile Banking

You can enroll directly in mobile banking from the downloaded mobile app.  Use the following link from your mobile device to download the application (iOs/iPhone Users or Android Users). Or search CCSB Mobile in your device’s app store.

    • Get account balances
    • View recent transaction history
    • Transfer funds between accounts
    • Pay bills

Text Banking

Use text messaging (SMS) to:

    • Get account balances

  • View recent transaction history
  • Get Mobile Alerts
  • Send HELP to 96865 for more information, send STOP to 96865 to opt-out
  • One text message per query. Message and Data rates may apply
  • For support, call 618-665-3314

CDs & IRAs

Certificates of Deposit

  • Variety of Terms and Payment Options
  • $500.00 minimum deposit

Individual Retirement Accounts

  • Variety of Terms and Payment Options
  • Traditional
  • Roth
  • SEP
  • Health Savings Accounts
  • Transfers/Rollovers